Woonsocket Radio News Room

Apply for FEMA Assistance to Help Cover Your Uninsured Losses

 

In some cases, it is not necessary to file a claim with your insurance company in order to be approved for FEMA assistance. If you know that your policy will not cover the damage that you incurred in the severe storms and flooding that took place Dec. 17-19, 2023 and/or Jan. 9-13, 2024 in Kent, Providence or Washington counties, you can simply submit insurance policy documentation with your FEMA application.

If you have insurance but know that it will not cover the damage to your home or personal property, you should provide FEMA with documentation supporting the non-coverage. For example, if you did not have flood insurance and know that your homeowners insurance won’t cover your flood damage, you do not need to file a claim with your insurance company. Instead, simply submit your insurance policy documentation when you apply for FEMA assistance.

Those who do have homeowners and/or flood insurance should file a claim with their insurance company. When you get your insurance settlement or denial, please send a copy to FEMA as soon as you can. If your insurance doesn’t cover all your home repair or rebuilding expenses, FEMA may be able to help. FEMA, however, can’t provide money for expenses covered by insurance or duplicate benefits from another source.

In any case, after you apply, FEMA will schedule a time for an inspector to visit your home to verify the loss or damage you reported. FEMA may ask you to send documents to verify your other expenses to complete your application.

How to Apply for FEMA Assistance

  •   Visit a Disaster Recovery Center. To find a center near you, go online to: DRC Locator, or text DRC along with your Zip Code to 43362 (Ex: DRC 02864)
  •   Call the FEMA Helpline at 800-621-3362. Help is available in most languages. The Helpline is available daily from 7 a.m. to 1 a.m. ET.
  •   Go online to DisasterAssistance.gov.
  •   Download the FEMA mobile app, available at Google Play or the Apple App Store.

Help is available in most languages. If you use a relay service, such as video relay (VRS), captioned telephone or other service, give FEMA the number for that service. To view an accessible video about how to apply visit:

.

For the latest information, visit  4765 | FEMA.gov and 4766 | FEMA.gov. Follow the FEMA Region 1 account at Twitter twitter.com/FEMARegion1 or the Facebook page at facebook.com/FEMA.

For updates on the Rhode Island response and recovery, follow the Rhode Island Emergency Management Agency on Twitter at  twitter.com/RhodeIslandEMA, on Facebook at www.facebook.com/RhodeIslandEMA, or visit www.riema.ri.gov. 

 

According to Donald Trump, his hush money trial is "a sham." While exiting the court Friday, Trump again slammed his gag order, noting star witness Michael Cohen can say anything. The jury might start deliberating soon after the prosecution told the judge they plan to call two more witnesses, and could rest their case by the end of next week. One of those witnesses is ex-Trump lawyer Michael Cohen, the centerpiece to the case.       Top Republicans are harshly criticizing the Biden administration's decision to halt weapon shipments to Israel. Speaker Mike Johnson and Senate Republican Leader Mitch McConnell sent a letter to President Biden expressing alarm over the administration's decision to put a hold on a shipment of bombs. The leaders said security assistance to Israel "is an urgent priority that must not be delayed."       Donald Trump's 18-year-old son is declining an invitation to be a state delegate for the Florida Republican Party. Earlier this week, the Florida GOP chairman said Barron Trump would be one of Florida's at-large delegates at the July convention, where the party will officially make Donald Trump its presidential nominee. Then on Friday, former first lady Melania Trump issued a statement saying while Barron was "honored to have been chosen as a delegate" he must "regretfully decline" due to "prior commitments."        The U.S. is rolling out a new 400-million dollar military aid package for Ukraine as Russia launches a major offensive in the northeast city of Kharkiv. The package includes Patriot missiles, singer anti-aircraft missiles, and other munitions. The aid comes weeks after Congress passed a national security supplemental that provides for more than 60-billion in assistance for Kyiv.       McDonald's is reportedly working on a new five-dollar value meal as consumers pull back on fast-food spending. According to CNBC, the proposed meal could feature a McChicken or McDouble, four-piece chicken nuggets, fries and a drink. The move comes after company CEO recently said McDonald's has to be "laser-focused" on affordability to attract diners.        The NBA Playoffs continue today with two games. In the East, the New York Knicks will travel to Indiana to take on the Pacers in game two of their series. In the West, the Denver Nuggets will head to Minnesota to face the Timberwolves for game two. ### Source/tr        

Old News Archives