Assembly approves legislation prohibiting auto insurers from charging higher rates to the widowed

 

STATE HOUSE – The General Assembly today approved legislation sponsored by Senate Majority Whip Valarie J. Lawson and Rep. Arthur Handy to prohibit auto insurers from charging policyholders more solely because they have been widowed.

The legislation (2024-H 7606, 2024-S 2269), which will now head to the governor’s desk, prohibits auto insurers from treating widows or widowers any differently than married people in terms of classification or rates, beginning with policies issued after Jan. 1, 2025.

“Marital status is one of many, many factors insurance companies weigh when they decide what their risk is to insure a driver. But a person doesn’t become a bigger risk as a result of losing their spouse. Besides being baseless, it’s just callous to add higher insurance rates to the heavy burdens of those who are grieving their spouses,” said Representative Handy (D-Dist. 18, Cranston), who became aware of this issue following the passing of his wife, Tish DiPrete, in 2021.

The issue was brought to Senator Lawson’s attention by a constituent whose husband had passed away. When she informed her insurance company of her husband’s death, she was quickly notified that her car insurance would be increasing by $450 per year as a result.

“Everyone who has experienced loss knows how devastating it is to deal with the practical matters and expenses and the uncertainly of a major life change on top of the heavy emotional toll of the grieving process. Adding an additional expense to the lives of those mourning a loved one is unnecessary and unfair,” said Senator Lawson (D-Dist. 14, East Providence).

 

The local insurance industry supported the bill, noting that not only would this bill lead to more fair outcomes for policyholders, but that widowed persons, unlike other rating factors, present little to no additional risk as drivers.

 

President Trump is heading to Asia tonight. The trip includes a high-stakes sit-down with Chinese President Xi Jinping [[ she jeen-peeng ]] in South Korea. China and the U.S. have been involved in a trade standoff since Trump took office for the second time. Trump will start the trip in Malaysia, which is hosting a regional summit, then he'll go to Japan, where he'll meet the new prime minister.        President Trump's extravagant new White House ballroom is getting donations from several major tech companies. The East Wing of the White House is being demolished to make way for the 90-thousand-square-foot ballroom. CNN says the ballroom donors include tech giants Apple, Meta, Google and Microsoft; and defense contractors such as Palantir and Lockheed Martin. Billionaire donors include casino mogul Miriam Adelson, Blackstone CEO Stephen Schwarzman, and cryptocurrency billionaires Cameron and Tyler Winklevoss.        The U.S. has struck another alleged drug boat in the Caribbean Sea. Secretary of War Pete Hegseth announced the overnight strike in a post on X Friday morning. He said the boat was operated by Tren de Aragua, which has been named a Designated Terrorist Organization. All six people on board were killed. This was the tenth strike by the U.S. military on alleged drug trafficking boats.        New York Attorney General Letitia James says she's not guilty of mortgage fraud charges. A federal grand jury in Virginia indicted the Democrat earlier this month. James has said the charges are "baseless" and that Trump's only goal is political retribution. James and President Trump have traded public insults for years, especially after the Democrat won a civil fraud case against Trump. She said the charges have "angered her soul," and she promised to do her job every day while fighting them.        House minority leader Hakeem Jeffries is handing his endorsement to Zohran Mamdani for New York City mayor. He made the announcement ahead of early voting starting tomorrow. Jeffries acknowledged "areas of principled disagreement," but added Mamdani has "explicitly committed to being a mayor for all New Yorkers." The New York Congressman had faced questions for months about whether or not he would endorse Mamdani. Polls show Mamdani leading former New York Governor Andrew Cuomo and Republican candidate Curtis Sliwa.        UFC 321 kicks off tomorrow in Abu Dhabi. In the main event, heavyweight champion Tom Aspinall will face off against former interim champ Ciryl Gane [[ ser-al gahn ]]. Aspinall is making his first defense after being promoted from interim champion due to the retirement of Jon Jones. In the co-main event, Virna Jandiroba [[ VEER-nah jah-nde-ROH-bah ]] will fight Mackenzie Dern for the vacant women's strawweight championship.